Richmond, VA – In an era where small and medium-sized businesses struggle with hidden fees and complex contracts, one Richmond-based entrepreneur is on a mission to level the playing field. Bernardo D. Mejia, the CEO of Mejia Technologies LLC, is dedicated to helping businesses take back control of their payment processing by providing transparent pricing and personalized support. His company, founded to simplify payment transactions, is built on the philosophy of helping businesses grow and thrive without being burdened by high fees or misleading practices.
Mejia Technologies was born out of Mejia’s own experience as an entrepreneur who scaled a family-owned plumbing business before entering the fintech space. “This isn’t just business—it’s personal. I’ve seen good people get squeezed by the system. I’m here to help them fight back,” said Mejia. For years, big banks and legacy payment processors have built empires on the backs of small business owners—many of whom don’t even realize they’re being overcharged. Payment processing statements are intentionally complicated, packed with vague line items like “non-qualified surcharge,” “batch header fee,” or “network access fee.” These terms may look harmless, but they quietly eat into a business’s bottom line every single month.
The most common trap? Tiered pricing. It’s a system that categorizes transactions into “qualified,” “mid-qualified,” and “non-qualified” buckets—but the criteria is often unclear, and most transactions get shoved into the most expensive tier. This allows processors to advertise deceptively low rates while charging merchants far more in reality.
Even interchange-plus, which is supposed to be a more transparent model, gets abused when shady processors tack on excessive markups or blend rates to disguise true costs.
And the worst part? Most merchants are never told they have options. They get locked into long-term contracts with cancellation fees and outdated terminals, leaving them stuck in a system that favors the processor—not the business.
That’s exactly the problem Bernardo Mejia set out to solve.
The company’s mission is not just to process transactions but to empower business owners by creating a sustainable and predictable cash flow with payment solutions that best fit their needs.
From point-of-sale (POS) systems and mobile payments to ACH processing and cash discount programs, Mejia Technologies provides a wide range of customizable solutions. What sets the company apart from traditional corporate processors is its commitment to flexibility and transparency. Unlike other companies that use locked-in contracts and complicated fee structures, Mejia Technologies prides itself on educating clients, offering negotiable pricing, and providing real-time access to portfolio metrics. “We know what it’s like to build something from nothing, and our goal is to offer personalized support to help people take control of their revenue,” Mejia explained.
Donalds auto repair – saving hundreds of dollars on processing fees.
The company also offers a high-commission residual model, giving both merchants and independent agents the opportunity to build residual income streams. This innovative approach allows sales professionals to benefit from the growth of their clients’ businesses, fostering long-term partnerships that go beyond transactional relationships.
Through its strategic partnerships with industry-leading names such as First Data and TYSYS, Mejia Technologies is quickly expanding its reach. By providing solutions across multiple platforms, including NMI, SkyTab, and PayAnywhere, the company ensures that businesses are not confined to a one-size-fits-all model. Instead, Mejia Technologies works with clients to determine the most suitable platform based on their specific needs and business goals.
In addition to its standard offerings, Mejia Technologies is currently running an exclusive promotion for restaurants, offering $5,000 cash to businesses that switch payment providers. The company is also offering free equipment to new clients, making the transition to a more efficient and cost-effective payment processing solution even more accessible.
Mejia Technologies stands out in a crowded industry by addressing the pain points that many business owners face. The company’s transparent and customizable approach to payment processing has earned it a reputation as a trusted partner for business owners looking to streamline their operations and improve their cash flow. “I built a digital marketing agency in 2023 and sold it, which gave me valuable insights into the challenges faced by small business owners. This experience shapes how we approach every client relationship at Mejia Technologies,” Mejia said.
Mejia Technologies is on a mission to become the #1 payment provider in Richmond, VA, and continues to push for transparency, fairness, and reliability in the payment processing industry. The company’s efforts have already started to make waves in the industry, helping businesses unlock the full potential of their payment systems and transform the way they handle transactions.
For more information on Mejia Technologies or to inquire about the company’s services, visit Mejia Technologies.
Bernardo D. Mejia’s insights and expertise can be followed on his LinkedIn and Facebook.
About Mejia Technologies LLC:
Mejia Technologies LLC is a modern payment processing company founded by entrepreneur Bernardo D. Mejia to help small and medium-sized businesses simplify transactions, reduce fees, and unlock consistent cash flow. The company offers tailored payment solutions backed by industry-leading partners such as Signature Payments and Priority Payments. Mejia Technologies is committed to transparency, reliability, and long-term value, offering personalized support and customizable solutions to meet the unique needs of each business.