Steve Selengut is a distinguished figure in the financial industry with a career spanning over four decades. As a bestselling and award-winning author, retired private investment portfolio manager, and current income independence coach, Selengut brings a wealth of experience and a fresh perspective to retirement investing. His professional journey culminated in 2023 with the successful sale of his investment management business, which at its peak oversaw more than $110 million in assets for over 100 clients. Today, Selengut leverages his expertise to assist retirement-age individuals and financial professionals in securing long-term financial stability through adaptive, income-focused strategies.
Selengut’s approach challenges the entrenched conventional wisdom of “buy and hold” investing that has long dominated the financial sector. Instead, he advocates for strategies rooted in active management, income reliability, and client empowerment. He draws from his extensive career, emphasizing discipline and logical decision-making over market speculation, trends, or media-driven hype. This alternative philosophy reflects a critical reassessment of retirement planning paradigms that often leave investors vulnerable to market volatility and shifting economic conditions.
The core of Selengut’s methodology is to generate growing streams of income regardless of market direction. Unlike traditional advisors who often tie clients to passive strategies benefiting financial institutions, Selengut teaches a process designed to provide dependable cash flow, enabling retirees and professionals to maintain financial independence without being hostage to fluctuating asset valuations. His work underscores a vital distinction between market value and actual income, illustrating why reliance on asset appreciation alone can be precarious for those approaching or in retirement.
In 2023, Selengut published Retirement Money Secrets, a book that has since sold nearly 8,000 copies and received the 2025 American Legacy Book Award in the personal finance/investment category. The book encapsulates his no-nonsense, practical approach to retirement investing and offers readers an accessible framework for rethinking their financial strategies. It is recognized not only for its sound advice but also for its challenge to the status quo in an industry too often dominated by short-termism and algorithmic trading.
Selengut’s transition from managing a multi-million-dollar portfolio to coaching individuals reflects a broader mission: to democratize access to proven investment techniques that foster income independence. His clients include working professionals and retirees seeking an alternative to passive wealth accumulation models. Through personalized guidance and an emphasis on client education, Selengut aims to instill a mindset of financial autonomy, helping individuals build resilient income streams that can endure varying market conditions.
The significance of Selengut’s work lies in its departure from traditional retirement advice that frequently fails to address real-world risks. Many investors who follow the “set-it-and-forget-it” buy-and-hold strategy find themselves unprepared for economic downturns or inflationary pressures that erode portfolio value and income potential. Selengut’s experience managing live portfolios across decades of market cycles equips him with unique insights into risk management and income generation, enabling clients to navigate financial uncertainties with greater confidence.
“Most advisors profit when clients follow the crowd, but I teach people how to think independently, just as I have done throughout my career,” Selengut explains. His approach does not involve selling specific investment products but rather sharing a disciplined methodology that prioritizes income over ego-driven market value. This perspective is especially relevant in today’s environment, where investors face complex challenges including fluctuating interest rates, geopolitical tensions, and rapid technological changes impacting markets.
Onwardbound Marketing, under the leadership of Lauren Erickson, is proud to present Selengut’s story and philosophy. By spotlighting voices like Selengut’s, Onwardbound Marketing champions expertise rooted in real-world results. Through partnerships like this, Erickson aims to elevate meaningful narratives that challenge industry norms and empower audiences with practical, experience-backed insights.
Selengut’s online presence supports his mission to educate and empower investors. He maintains a professional LinkedIn profile, a YouTube channel where he shares investment insights, and an online community dedicated to teaching individuals and professionals his methodologies with income investing. His website also offers further resources and client testimonials underscoring the effectiveness of his coaching.
Steve Selengut’s career and current work represent a critical shift in retirement investing philosophy. By moving away from passive, market-dependent strategies and focusing on consistent income, Selengut provides a roadmap for investors seeking financial security in uncertain times. His award-winning book and coaching services stand as a testament to the value of disciplined, experience-driven financial planning.
For more information about Steve Selengut and his approach to income independence coaching, visit his LinkedIn profile, explore his investment insights on YouTube, or join his dedicated online community focused on income investing. Additional resources and client feedback can be found at his official website, The Income Coach.
