Chesdon Lee, founder of CashflowChes, is reshaping the business funding landscape by providing practical solutions for entrepreneurs traditionally overlooked by lenders. His journey from launching a million-dollar restaurant at age 21 to facing near financial collapse during the COVID-19 shutdowns revealed critical gaps in the availability and accessibility of capital for service-based and new businesses. Through CashflowChes, Lee now offers a proven framework that enables entrepreneurs to secure $50,000 to $100,000 or more in funding, even after being denied by conventional sources.
Lee’s story begins with his early departure from a conventional accounting career to pursue entrepreneurship. With an initial investment of $30,000 sourced from friends and family, he opened his first restaurant, quickly scaling to multiple locations that generated significant revenue. However, when the pandemic forced prolonged closures, his businesses were left without income but with ongoing fixed expenses such as rent. Traditional lenders categorized restaurants as high-risk and repeatedly declined his loan applications. This experience underscored the systemic challenges faced by entrepreneurs in accessing working capital.
Rather than accept these limitations, Lee embarked on a rigorous process of education and experimentation in business credit and fundability. He uncovered strategies involving the intelligent use of 0% interest business credit cards combined with optimized business structuring. These tools allowed him to access essential capital when traditional lending avenues failed. This approach not only stabilized his own operations but also laid the groundwork for a scalable funding methodology.
CashflowChes was created to democratize access to business funding by teaching these strategies to entrepreneurs and providing hands-on, done-for-you services. The company focuses on building fundability profiles and positioning clients to obtain substantial credit limits, even when prior attempts have been unsuccessful or credit histories are less than perfect. Lee’s methodology stands apart from generic advice often found in the marketplace by emphasizing real-world experience and strategic planning over shortcuts or untested hacks.
What differentiates CashflowChes is its foundation in lived experience. Lee’s funding knowledge is not theoretical; it is the product of years spent navigating the complexities of business growth, debt management, and capital acquisition under challenging conditions. He has secured over $400,000 in funding using these methods, which informs the practical and results-oriented nature of his mentorship and services.
The company’s mission extends beyond transactional funding assistance to include education on the mechanics of credit and capital access. This focus empowers entrepreneurs to build sustainable financial profiles and long-term business viability. By fostering understanding of fundability and credit leverage, CashflowChes helps clients move beyond temporary fixes to achieve lasting financial health.
Lee’s journey also includes a critical lesson from a costly investment in a fraudulent ecommerce program. Although this experience was a setback, it reinforced his commitment to transparency and due diligence and shaped his approach to guiding others away from similar pitfalls. His focus remains on delivering legitimate, actionable solutions that reflect current market realities.
Under Lee’s leadership, CashflowChes continues to expand its reach, supported by a growing presence on digital platforms such as YouTube and Instagram. These channels serve as resources for entrepreneurs seeking guidance on accessing capital and building fundability in an often opaque lending environment.
In a funding ecosystem where many businesses face exclusion due to perceived risk or credit challenges, CashflowChes provides a critical alternative. By leveraging personal credit strategically and building fundability, Lee’s framework enables access to vital capital that can drive growth and stability. This approach represents a meaningful shift toward inclusivity in business financing.
Chesdon Lee’s philosophy is succinctly stated: “I don’t just teach funding—I’ve lived it. Now I help entrepreneurs do it better, faster, and with confidence.” This commitment underpins CashflowChes’s role as a trusted partner for entrepreneurs navigating the complex landscape of business funding.